Fur­ther to their joint consultation CP6/25, the regulators have published feedback and final policy.  The policy comprises an amendment to the Housing Part of the PRA Rulebook and FCA’s FG25/4.  Rules and guidance come into effect on 11 July 2025.

FCA has provided its feedback to the report, noting that it will continue to fund the IWG Chair and Secretariat resource for a short period, for the purpose of carrying out specific, essential transition activities that will allow the transition to the new CRGB to continue.  It expects to cease funding by the end of Q3 2025.

EBA is consulting on these guidelines, which focus on third-party arrangements in relation to non-ICT related services provided by third-party service providers and their sub­con­tract­ors with a particular focus on the provision of critical or important functions.  The guidelines revise and update the previous EBA guidelines on outsourcing which were published in 2019.  Responses are required by 8 October 2025.

Fur­ther to follow-up questions posed by TSC after the June hearing, FCA’s response has now been published.  Topics include: prosecutions initiated by FCA; the powers available to the regulator regarding finfluencers and social media companies; travel insurance for consumers with medical conditions; financial exclusion, and motor finance re­dress.