Seguros

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Artículos Recientes

  •  
    11/06/2024
    Brazil, UK

    Current floods in the south of Brazil: a quick overview of the largest natural catastrophe in the country’s history and its implications for the insurance and reinsurance markets

    Torrential rain in the very south of Brazil since the end of April 2024 has caused massive flooding across hundreds of cities in the state of Rio Grande do Sul.  In terms of affected area and economic losses, whilst the latter amount cannot yet be calculated, the floods in the State of Rio Grande do Sul are already the most catastrophic event to ever occur in Brazil. This tragic event is putting societal resilience to the test and shall intensify the debate over how to manage risks of catastrophic incidents, including through private and public insurances.Experience of previous large losses...
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  •  
    05/06/2024
    United Kingdom

    Loss of Chance in broker’s negligence claim - Norman Hay PLC v Marsh Ltd

    In a judgment dated 8 May 2024 the Commercial Court has held that where a broker’s negligence has resulted in no insurance policy being available, a claimant is not required to prove on the balance of probabilities that a putative insurer would in fact have indemnified the claimant. Rather, the Court’s assessment of causation and loss needs to involve consideration of the ‘loss of chance’ aspect including whether the putative insurer would have engaged in dealing with the underlying claim against the claimant and whether it would have provided an indemnity of some sort.BackgroundNorman...
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  •  
    31/05/2024
    Suiza

    Switzerland announces new cyber-attack reporting requirement for financial institutions

    BackgroundOn 22 May 2025, the Swiss Federal Council released its draft ordinance implementing the reporting requirement in the event of cyber-attack as set out in the Information Security Act. The public consultation will last until the 13 September 2024. This new reporting requirement is expected to apply from 1 January 2025.The Information Security Act contains a relatively detailed list of operators of "critical infrastructures" subject to the obligation to report cyber-attacks. Among other sectors, such as energy, education and healthcare, certain actors in the financial sector are specifically...
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  •  
    22/05/2024
    Italy

    Digital nomad tax insights

    The new visa for digital nomads might become a particularly interesting option for workers who may benefit from the so called “impatriate” tax regime following their relocation to Italy. The Decree of February 29, 2024, in force since April 5th, has established the entry and residence permit issuance procedures for "digital nomads" and "remote workers".The provisions apply to non-EU citizens who perform highly skilled work using technological tools that allow remote work; more specifically this definition refers to self-employed foreign workers (digital nomads) or foreign employees...
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  •  
    14/05/2024
    Hungría

    EU introduces criminal offences and penalties for sanctions violations

    Criminal offencesUnder the Directive, the following conduct constitutes a criminal offence when committed intentionally and in violation of restrictive measures or a national provision implementing restrictive measures:making funds or economic resources available directly or indirectly to, or for the benefit of, a designated person, entity or body;failing to freeze funds or economic resources belonging to or owned, held or controlled by a designated person, entity or body;enabling designated natural persons to enter into, or transit through, the territory of a EU member state;entering into or continuing...
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  •  
    13/05/2024
    Hungría

    UK's Accession to the 2019 Hague Convention to ensure enforcement of UK court judgments

    In January 2024, the UK acceded to the 2019 Hague Convention, which unequivocally permits the enforcement of UK court judgments, regardless of whether a jurisdiction clause is exclusive/symmetrical.The UK’s accession to the 2019 Hague Convention brings clarity and certainty regarding certain types of jurisdiction clauses and the enforcement of UK court judgments in other countries in the aftermath of the UK’s departure from the EU in 2020.As a reminder, prior to BREXIT on 31 December 2020, the UK through its EU membership was party to the Lugano Convention, which facilitated the enforcement...
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