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  •  
    13/03/2024
    United Kingdom

    Court of Appeal rules that defence of illegality in civil claim is not available if not guilty of criminal offence by reason of insanity

    In Lewis-Ranwell v G4S Health Services (UK) Ltd and others [2024] EWCA Civ 138, the Court of Appeal recently held, by a majority of 2 to 1, that where a person has committed a crime, but has been found not guilty by reason of insanity, the defence of illegality will not prohibit them from claiming damages from those who were responsible for assessing their mental wellbeing at the relevant time.Whilst these circumstances are unusual, they are not novel. This Judgment is particularly important for providers of mental health services and their insurers.Background – Criminal ProceedingsOn 10...
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  •  
    12/03/2024
    Belgium

    Prêts pour DORA ? Vous êtes concernés !

    GB NL
    Notre époque est marquée par des développements technologiques importants, lesquels sont souvent accompagnés de leur lot de désagréments. Cela vaut aussi pour le secteur financier qui ne cesse de se digitaliser et qui, en parallèle, voit son exposition aux risques de cyberattaques croitre de manière toute aussi exponentielle. Face à ce constat, le législateur européen a décidé d’adopter un Règlement européen sur la résilience opérationnelle numérique (plus connu sous...
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  •  
    07/03/2024
    United Kingdom

    University’s Duties towards Disabled Student - The University of Bristol v Dr Robert Abrahart [2024] EWHC 299

    This judgment concerns the tragic case of a second-year physics student at the University of Bristol (the “University”) who ended her own life in April 2018. She had been diagnosed with depression and social anxiety disorder, which qualifies as a disability under the Equality Act 2010 (the “Act”). As part of her course, she was required to present orally, with other students, the findings of an experiment they conducted and to answer questions about the experiment and the relevant underlying principles of physics. It was accepted as a fact that the cause of her death was...
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  •  
    22/02/2024
    United Kingdom

    Establishing liability under the Third Parties (Rights against Insurers) Act 2010 - Scotland Gas Networks Plc v QBE UK Ltd [2024] CSOH 15

    The Scottish Court of Session has, for the first time, considered what is required to establish a ‘liability’ for the purposes of the Third Parties (Rights against Insurers) Act 2010 (the “2010 Act”). In this matter, the Court found that a ‘decree in default’, issued due to the insolvent Insured’s failed to appear at a procedural hearing, was sufficient to establish ‘liability’.The decision is significant as, while insurers would usually have the right to ‘look behind’ a decision or settlement to form a view on whether the insured...
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  •  
    12/02/2024
    United Kingdom

    High Court rules in favour of reinsureds seeking recovery of UK COVID-19 BI losses

    Overview The High Court has, for the first time, considered the reinsurance recovery of non-damage COVID-19 (first lockdown) business interruption losses, specifically under catastrophe excess of loss property reinsurances.  CMS successfully acted for Markel International Insurance Company Limited (“Markel”) in the case, which determined appeals against two separate arbitral awards on questions of law under Section 69 of the Arbitration Act 1996.The parties to the two appeals were:Markel and its reinsurer, General Reinsurance AG (“Gen Re”); andCovéa Insurance...
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  •  
    26/01/2024
    Luxembourg

    CAA clarifications on the notion of insurance intermediary in the context of group insurance contracts

    On 24 January 2024, the Commissariat aux Assurances (the “CAA”) released an information note regarding the notion of insurance intermediary in the context of group insurance contracts (the “Note”).The Note was published following the judgment rendered by the European Court of Justice (the “ECJ”) on 29 septembre 2022 (Case C-633/20), in which the ECJ considered that “the concept of ‘insurance intermediary’ and, therefore, that of a ‘distributor of insurance products’, […] covers a legal person whose activity consists in offering...
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