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eAlerts Récentes

  •  
    13/11/2024
    Roumanie

    Romania imposes new reporting obligations on entities supervised by the Financial Supervisory Authority

    Romania recently published Government Emergency Ordinance no. 125/2024 in the Official Gazette no. 1073/ 25.20.2024, which creates new obligations for entities authorised, regulated, supervised and controlled by the Financial Supervisory Authority (FSA) to report information on life insurance and other financial products.The financial non-banking sectors under the supervision and regulation of the FSA include insurance, capital markets and private pensions.In order to comply with these new Fiscal Procedure Code reporting requirements, FSA supervised entities are obliged to report the following...
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  •  
    11/11/2024
    United Kingdom

    FCA Survey on Non-Financial Misconduct has Lessons for Firms

    The Financial Conduct Authority (FCA) has published the findings of its comprehensive survey on non-financial misconduct within the wholesale financial services sector. The survey covered incidents from 2021 to 2023. The targeted portfolios included London market insurers, market intermediaries, wholesale banks, and wholesale brokers.Although many of the survey results are positive and demonstrate that firms are addressing incidents of non-financial misconduct, some gaps remain. The message from the FCA is that non-financial misconduct is a priority area and that a firm’s response to non-financial...
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  •  
    06/11/2024
    Afrique du Sud

    Curbing the emergence of deep fake scams: are insurance companies future fit?

    The rapid emergence and development of Artificial Intelligence (“AI”) systems has become so prevalent a subject, it dominates discussions and dialogue across a broad spectrum of sectors that encompass the commercial value chain.Prior to the introduction of AI, there have been numerous technological tools that have enabled people and industries across the board to carry out tasks with greater efficacy and efficiency, but very rarely has there been a technological tool that can simulate and improve iterative human learning and problem-solving processes as effectively as AI. This has invariably...
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  •  
    04/11/2024
    Pays-Bas

    Netherland’s court rules insurers must investigate and act in a timely manner for violations of duty of disclosure

    A 23 July 2024 ruling by the Dutch court of appeal (ECLI:NL:GHSHE:2024:2400) addressed the obligations of insurers when an insured violates the pre-contractual duty of disclosure under Dutch law. The case concerned an insurer's claim of breach of the insured's duty of disclosure for failing to disclose diabetes on a health certificate. The court of appeal dismissed the claim even though the insurer relied on non-disclosure within the prescribed two months of the discovery. The court found that the insurer breached its duty to investigate, and as a result its reliance on non-disclosure was unacceptable...
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  •  
    23/10/2024
    Belgium

    How can you legally protect your website from being read and copied by AI companies?

    Recently, Getty Images filed a lawsuit against Stability AI, accusing it of using copyrighted images to train its AI models without Getty’s consent. The question may also arise whether popular generative AI tools like Midjourney use databases containing copyright protected material without the consent of the rights holders to generate their images.Recent lawsuits, which include class actions, will help determine to what extent AI developers may use copyright protected works to train their models.As mentioned in our previous article, the owners of copyrights may rely on their exclusive rights...
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  •  
    22/10/2024
    United Kingdom

    Navigating Wasted Costs Orders: Insights from Williams-Henry v Associated British Ports Holdings Ltd

    When might it be appropriate to fix the solicitors of a fundamentally dishonest Claimant with an obligation to pay the Defendant’s costs?We previously reported on the striking case of Kirsty Williams-Henry v Associated British Ports Holdings Ltd [2024] EWHC 806 (KB) (see here), in which the Claimant in a personal injury claim was found to have been fundamentally dishonest, the court concluding that she had been “thoroughly dishonest” in the presentation of her symptoms, lying to “clinicians, medico-legal experts and this Court about [her] health, functioning, activities...
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